Need an appraisal in Seneca or Oconee County?

See the top seven reasons why SC homeowners order from ABC Appraisal Services:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
To challenge a SC property tax assessment
Remove PMI to lower a monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a SC divorce, when real estate needs to be divided
Settle an estate in SC by determining the true market value of real estate in question

Do you own a house in or near Seneca? Do you need help deciding the value of your real estate?
Contact ABC Appraisal Services.

We at ABC Appraisal Services understand the special needs of a homeowner looking for appraisal services. Our typical business clients get the appraisal process and the usual reporting formats. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. ABC Appraisal Services is qualified in helping customers just like you delete unneeded and unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from ABC Appraisal Services is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from ABC Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity? ABC Appraisal Services offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.